Fintech & Banking Advisor & Consultant
Advising fintechs and banks on product strategy, digital transformation, and go-to-market success.
I’m Ivica Djordjevic, a Fintech and Banking Consultant with 20+ years of experience building digital financial products across banking, fintech startups, and payment systems.
As a Head of Product at a Swiss fintech and co-founder of two startups, I combine strategic vision with hands-on execution to help financial institutions and startups launch, scale, and optimize compliant digital solutions.
Consulting Services
Startup Boost
Fractional‑CPO mentoring that tests product–market fit, refines investor narratives, and outlines data‑driven go‑to‑market plays, equipping founders to execute with confidence.
Product Strategy
Facilitate discovery workshops and prioritisation frameworks to translate fintech ideas into phased MVP roadmaps, complete with governance checkpoints and success KPIs.
Digital Banking
Advise on best‑practice UX flows and compliance architecture for onboarding, KYC/AML and account servicing, guiding internal teams toward lower friction and audit‑ready design.
Payments
Provide strategic guidance on card issuing, acquiring, and gateway integrations, interpreting scheme rules, identifying partner options, and de‑risking rollout plans.
AI Strategy & Product Integration
I work with product and leadership teams to define where AI creates true leverage, how to deploy it safely, and how to measure its impact across data, compliance, and user experience.
View my AI Consulting Framework
How I can help you grow
Fintech Startups
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Advise on product–market fit and help define a focused MVP roadmap.
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Clarify regulatory requirements like PSD2, KYC, and AML at early stages.
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Review pitch decks and provide strategic input for fundraising.
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Offer guidance on product strategy, team structure, and scaling plans.
Banks & Financial Institutions
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Provide strategic input on digital transformation planning and product vision.
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Evaluate existing digital channels and recommend UX improvements.
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Advise on fintech partnerships, open banking opportunities, and vendor choices.
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Support leadership teams in defining and prioritizing digital initiatives.
VC / Angel Investors
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Deliver expert insight during product and technology due diligence.
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Assess startup viability, go-to-market plans, and regulatory exposure.
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Advise post-investment on product strategy and market positioning.
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Act as a trusted advisor to strengthen portfolio company execution at the strategic level.
Let’s connect.
Whether you’re building something new in fintech, launching a product, or looking for strategic advice, I’d be happy to talk.
Email: ivica@ivicadj.com
WA Business: +381 63 8200321
Time zone: CET
Linked In
My Thoughts
How I Overcame Pitch Anxiety, And How You Can Too
If you're building a startup, at some point you're going to have to pitch, whether to investors, accelerators, or even your first team member. For many of us, especially introverts, this is terrifying. I know, because I’ve been there. In 2024, my startup Colsia was...
How to Validate a Fintech Startup Idea in the Early Stage, Lessons Beyond Checklists
If you’ve ever Googled “how to validate a startup idea,” you’ve likely been buried under endless checklists. They all look slightly different enough to avoid Google penalties, but are essentially the same. And they’re not wrong. Follow them and you’ll avoid many...
How Early-Stage Fintech Startups Can Prepare for Fundraising
Raising your first round of funding as a fintech founder can feel overwhelming. The competition is intense, and investors are more cautious when regulation, compliance, and trust are involved. But here's the good news: You don’t need a finished product or thousands of...
Contact me:
Email: ivica@ivicadj.com
WA Business: +381 63 8200321
Time zone: CET
Linked In
Company:
Name: IVICADJ
ID: 68115833
Tax ID: 115122075
Legal
Disclaimer:
Information on this site is for general informational purposes only and does not constitute professional, legal, or financial advice. Consulting engagements are subject to individual agreement and scope.