Fintech & Banking Advisor & Consultant
Advising fintechs and banks on product strategy, digital transformation, and go-to-market success.
I’m Ivica Djordjevic, a Fintech and Banking Consultant with 20+ years of experience building digital financial products across banking, fintech startups, and payment systems.
As a Head of Product at a Swiss fintech and co-founder of two startups, I combine strategic vision with hands-on execution to help financial institutions and startups launch, scale, and optimize compliant digital solutions.
Consulting Services
Startup Boost
Fractional‑CPO mentoring that tests product–market fit, refines investor narratives, and outlines data‑driven go‑to‑market plays, equipping founders to execute with confidence.
Product Strategy
Facilitate discovery workshops and prioritisation frameworks to translate fintech ideas into phased MVP roadmaps, complete with governance checkpoints and success KPIs.
Digital Banking
Advise on best‑practice UX flows and compliance architecture for onboarding, KYC/AML and account servicing, guiding internal teams toward lower friction and audit‑ready design.
Payments
Provide strategic guidance on card issuing, acquiring, and gateway integrations, interpreting scheme rules, identifying partner options, and de‑risking rollout plans.
AI Strategy & Product Integration
I work with product and leadership teams to define where AI creates true leverage, how to deploy it safely, and how to measure its impact across data, compliance, and user experience.
View my AI Consulting Framework
How I can help you grow
Fintech Startups
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Advise on product–market fit and help define a focused MVP roadmap.
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Clarify regulatory requirements like PSD2, KYC, and AML at early stages.
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Review pitch decks and provide strategic input for fundraising.
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Offer guidance on product strategy, team structure, and scaling plans.
Banks & Financial Institutions
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Provide strategic input on digital transformation planning and product vision.
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Evaluate existing digital channels and recommend UX improvements.
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Advise on fintech partnerships, open banking opportunities, and vendor choices.
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Support leadership teams in defining and prioritizing digital initiatives.
VC / Angel Investors
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Deliver expert insight during product and technology due diligence.
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Assess startup viability, go-to-market plans, and regulatory exposure.
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Advise post-investment on product strategy and market positioning.
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Act as a trusted advisor to strengthen portfolio company execution at the strategic level.
Let’s connect.
Whether you’re building something new in fintech, launching a product, or looking for strategic advice, I’d be happy to talk.
Email: ivica@ivicadj.com
WA Business: +381 63 8200321
Time zone: CET
Linked In
My Thoughts
AI CEOs: Please Slow Down AI (Before Someone Else Builds It Better)
AI safety concerns can be real. But regulation can also be very useful when you are already leading the race. Something strange is happening in AI. Some of the people spending the most money to build more powerful AI are also telling us that AI may become too...
When the Tool Starts Using the Worker
In Talking to My Daughter About the Economy, Yanis Varoufakis asks whether machines really work for us, or whether we increasingly work to serve and maintain them. Before AI, this question already existed, but the line was easier to see. Imagine a graphic designer...
Cheap Intelligence, Expensive Trust
How AI is changing work, career entry, trust, and everyday life by 2030 The usual AI question is still the wrong one. People keep asking when AGI will arrive, as if the whole story depends on one dramatic date. It probably does not. A much more useful question is...
Contact me:
Email: ivica@ivicadj.com
WA Business: +381 63 8200321
Time zone: CET
Linked In
Company:
Name: IVICADJ
ID: 68115833
Tax ID: 115122075
Legal
Disclaimer:
Information on this site is for general informational purposes only and does not constitute professional, legal, or financial advice. Consulting engagements are subject to individual agreement and scope.